Author blog posts
Rafael Lourenco

Rafael Lourenco

Leading smart people to solve complex problems in dynamic environments is Rafael’s signature skill. As ClearSale’s VP of US Operations, Rafael combines the company’s innovation-driven culture and emphasis on communication with a deep understanding of the statistical tools that underpin excellent fraud protection. From his base in Miami, he oversees ClearSale’s US anti-fraud operation by leading its commercial, statistical intelligence and IT teams and providing technical and executive management for all the operation’s employees. During his 8 years with the company, Rafael has also planned and executed ClearSale’s international business unit, directed ClearSale’s statistical intelligence area, and helped manage the company’s growth from 25 to more than 700 employees, including more than 500 highly trained fraud analysts. Rafael has a distinguished academic background. He earned his master’s degree in economics and finance at FGV-SP (Fundação Getúlio Vargas-São Paulo), one of the world’s leading policy and economic think tanks. Rafael holds a bachelor’s degree with great distinction in statistics from UNICAMP (Universidade Estadual de Campinas), internationally recognized as one of the top universities in Brazil and in the world.

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ClearSale ranked No. 14 on Inc. 5000 Series: Florida List

ClearSale ranked No. 14 on Inc. 5000 Series: Florida List

4 Reasons to Move Your Brick-and-Mortar Business Online

4 Reasons to Move Your Brick-and-Mortar Business Online

Report: False Declines Lead to More Losses than Fraud

Report: False Declines Lead to More Losses than Fraud

As coronavirus spreads, so do fraud and scams. Here's what to do.

As coronavirus spreads, so do fraud and scams. Here's what to do.

Your E-Commerce Data Security Checklist for 2020

Your E-Commerce Data Security Checklist for 2020

Covid-19: Enhancing Online Customer Experience While Fighting Fraud

Covid-19: Enhancing Online Customer Experience While Fighting Fraud

Why and How to Build Cybersecurity Into Your Company Culture

Why and How to Build Cybersecurity Into Your Company Culture

Drop Shipping Merchants Face Special Fraud Risks. Here’s How to Fight Back

Drop Shipping Merchants Face Special Fraud Risks. Here’s How to Fight Back

As Data Breaches Continue, Merchants Face More Account Takeover Fraud

As Data Breaches Continue, Merchants Face More Account Takeover Fraud

Fighting Organized Card-Not-Present Fraud

Fighting Organized Card-Not-Present Fraud

Can AI Solve Health Insurance Fraud?

Can AI Solve Health Insurance Fraud?

How E-Commerce Merchants Can Prevent Coordinated Fraud Attacks

How E-Commerce Merchants Can Prevent Coordinated Fraud Attacks

Card-Not-Present Fraud Prevention Checklist for E-Commerce Businesses

Card-Not-Present Fraud Prevention Checklist for E-Commerce Businesses

Fraud Screening For Retailers: Prepare For Volume Spikes

Fraud Screening For Retailers: Prepare For Volume Spikes

Influencer Insights: Can Dynamic Card Verification Values Stop CNP Fraud?

Influencer Insights: Can Dynamic Card Verification Values Stop CNP Fraud?

Avoiding false declines

Avoiding false declines

Why gift card fraud is growing—and why the scammers are so hard to fight

Why gift card fraud is growing—and why the scammers are so hard to fight

How Will AI Work Against Insurance Fraud?

How Will AI Work Against Insurance Fraud?

PayThink CNP fraud is a bad gift that keeps on taking

PayThink CNP fraud is a bad gift that keeps on taking

Demand For Data Scientists Far Exceeds Supply. Here’s How Your Company Can Cope

Demand For Data Scientists Far Exceeds Supply. Here’s How Your Company Can Cope

Why penalising retailers won’t help fight fraud

Why penalising retailers won’t help fight fraud

Build the Career You Want with These Four Elements

Build the Career You Want with These Four Elements

AfterPay’s perk that could give them an edge in fintech

AfterPay’s perk that could give them an edge in fintech

Are your trusted holiday season customers who they say they are?

Are your trusted holiday season customers who they say they are?

Creative Ways to Get More Mileage from Your Data

Creative Ways to Get More Mileage from Your Data

CONSUMER DATA MIGHT BE THE NEW OIL, WHO GETS TO DECIDE HOW IT’S USED?

CONSUMER DATA MIGHT BE THE NEW OIL, WHO GETS TO DECIDE HOW IT’S USED?

Attitude or skill? Which matters more for hiring and talent development?

Attitude or skill? Which matters more for hiring and talent development?

How Effective Listening Helps Build Customer Relationships and Close Deals

How Effective Listening Helps Build Customer Relationships and Close Deals

How Safe Is Your Online Store's Mobile Channel From These Types of Fraud?

How Safe Is Your Online Store's Mobile Channel From These Types of Fraud?

How fraud prevention is costing e-commerce businesses millions

How fraud prevention is costing e-commerce businesses millions

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